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🌍 Free Study Abroad Admission, Visa & Funding Resources

Find Affordable Universities
Anywhere in the World

Free to $10,000/yr tuition. 34 countries. Scholarships, grants, assistantships, and student loans — all in one place.

1Answer 8 questions
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2Get your score
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3See matched universities & scholarships
🇳🇬 🇬🇭 🇰🇪 34COUNTRIES 140+UNIVERSITIES 60+SCHOLARSHIPS $0GUIDE COST
A Note from Sunday Paul Adah — Founder & CEO, Radius

In 2014, I almost lost my admission to a US university because my tuition payment didn't arrive on time. I wasn't broke — the money existed, but the international payment system failed me. That experience became the founding force behind Radius. If a guide like this had existed, I could have found other funding options while waiting for my funds to clear.

This guide exists because too many current and potential international students are missing out on opportunities for global quality education. Some believe studying abroad is too expensive. Others are paying for information that should be free. Scholarship lists, country guides, application advice: students deserve access to all of it simply because they want to study abroad, not because they can afford to pay for it.

Everything in this guide is free. 34 countries. 140+ universities. 60+ scholarships and grants. 12 student loan providers. Verified deadlines and requirements. No paywall, no email required to browse.

Use it. Share it. And if you ever need to pay tuition and fees internationally without FX delays, that's what Radius is for. You can also download the app to join a growing community of over 120,000 international students around the world — and refer your friends to earn from every transaction they complete on Radius.

I'd love to see you onboard someday. Feel free to connect with me on the Radius community or across my various social media accounts by searching for my full name below.

Cheers!

Sunday Paul Adah — Founder & CEO, Radius
34
Countries
140+
Universities
60+
Scholarships
$0
Guide Cost
Quick Reference
Free tuitionGermany, Norway, Brazil, Poland, Slovakia, Czech Republic
Under $3K/yrHungary, Romania, Serbia, Malaysia, Georgia
Post-study visaUK (2yr), Canada (3yr), Ireland (24mo), Australia (2-4yr)
No IELTS neededGermany (German-taught), Turkey, Malaysia (some)
Best for PhDUSA (TA/RA), Germany, Netherlands, Sweden
Student LoansPassage, MPOWER, Monivest & Prodigy Finance
Radius, Formerly Pay4Me App

Pay tuition internationally without FX delays

Built for international students from Nigeria, Ghana, and Kenya. Pay tuition, build credit history, and manage your finances abroad — all in one place.

Download Radius, Formerly Pay4Me App
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🎓 Universities by Country

Click any country to browse universities, tuition, scholarships, deadlines, and program details.

All
🆓 Free Tuition
Under $5K
$5K–$10K
Post-Study Visa

🏛️ Government Scholarships

Fully and partially funded government-sponsored programs. Most require 2+ years of work experience and close 9-12 months before intake.

Government scholarships close 9-12 months before intake. Check the Deadlines tab and apply immediately.

🎓 School Awards & Scholarships

University-specific awards, merit scholarships, and assistantships.

🤝 Multilateral & International Scholarships

Multi-country programs funded by international organizations and development banks.

💼 Research Grants & Fellowships

Research funding, fellowships, and project-based grants. Most are for graduate and postgraduate researchers.

💳 Student Loans Without a Cosigner

Private lenders offering loans to international students with no cosigner or collateral required.

Always exhaust scholarship and grant options before taking a student loan. Compare rates carefully.
💡 STEM, Business and MBA students stand a significantly higher chance of loan approval and better rates with most international student loan providers.

📋 Country-Specific Requirements

What Nigerian, Ghanaian, and Kenyan students need before applying — beyond standard documents.

Highlighted rows require special registration or certification that takes weeks to process.
Requirement🇳🇬 Nigeria🇬🇭 Ghana🇰🇪 KenyaWhere RequiredNotes

📅 Application Deadlines by Country

Scholarship deadlines are in teal — these close months before university admissions.

CountryIntakeApp Window OpensScholarship DeadlineAdmission DeadlineVisa DeadlineNotes
🎯 Eligibility Checker
Step 1 of 9
Where are you from?
This helps us flag country-specific requirements like APS for Germany.
Please select an option to continue.
How old are you?
This helps us flag age-specific scholarships and loan eligibility.
Please select your age range.
What level are you applying for?
This filters universities and scholarships to those relevant to your stage.
Please select your degree level.
What do you want to study?
Select all fields you are interested in. You can choose more than one.
Engineering & Technology
Computer Science & IT
Business & Economics
Medicine & Health
Law
Natural Sciences
Social Sciences & Humanities
Agriculture & Environment
Arts & Design
Education
Please select at least one field.
What's your annual tuition budget?
Excluding scholarships. This is what you could pay if you needed to self-fund.
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Where do you want to study?
Select all regions you're open to.
🌍 Europe
🌏 Asia
🗣️ UK / Canada / Australia
🌎 Latin America
🌐 No preference
Please select at least one region.
Do you have a language test score?
Select your test and score. This affects which universities and scholarships you qualify for.
Please select a language test or "No test taken yet" to continue.
Tell us about your academic profile
We'll use this to match you to the right universities and scholarships.
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What's your funding goal?
This shapes which scholarships and countries we prioritise in your results.
Please select your funding goal.
What is your risk tolerance?
This shapes how we balance safe affordable options vs. competitive high-reward scholarships.
Please select your risk tolerance.
What additional funding options interest you?
We'll include these in your results alongside scholarships. Select all that apply.
🏛️ Government Scholarships
🎓 School & Merit Awards
🤝 Multilateral & International
💼 Research Grants & Fellowships
💳 Student Loans (no cosigner)
Government scholarships and school awards are selected by default.
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Matching your profile to 140+ universities...
✦ Your Personal Summary
🎓 Almost there — personalise your results
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