Radius is redefining how international students manage payments and access study-abroad opportunities. Built as a payments-first neo-bank, Radius combines global financial services with end-to-end education support, all in one platform. It enables seamless international money transfers and student-focused banking while offering critical support services such as:
- Scholarship discovery
- Student loans
- Admissions support
- Visa processing
- Consumer loan assistance
Radius is designed to remove financial and administrative barriers that prevent students from studying abroad.
Study Abroad Made Easy
Radius goes beyond payments by offering practical tools that support the entire study-abroad journey.
- Aggregated global scholarship databases to simplify funding searches
- Partnerships with international lenders
- An in-house loan product, recently licensed in Nigeria for Nigerian students
- A school discovery tool that lets students filter institutions by tuition cost, application fees, loan availability, and scholarships
These tools help students make informed decisions before and during the application process.
The Pay Small Small Program
The Pay Small Small Program is a pilot initiative that allows students to pay study-abroad expenses in installments rather than upfront.
Repayment plans range from two to five years, with monthly payments tailored to the student’s finances, sponsors, and credit profile.
This is a full-service study-abroad solution that covers:
- Admissions applications
- Visa processing
- Proof of funds
- Flights and travel logistics
Countries and Programs Covered
The Pay Small Small Program currently supports study destinations including:
Canada, Spain, Italy, Estonia, Czech Republic, Austria, Sweden, Malta, France, Poland, Slovenia, Hungary, Ireland, Norway, Portugal, South Korea, China, Malaysia, Taiwan, Japan, Thailand, Brazil, and more.
Initially, the program focuses on STEM, business, and medical-related programs.
Covered expenses include:
- Scholarship sourcing to reduce total costs
- Proof of funds
- Visa processing
- Accommodation
- Flights
- Insurance
- Living expenses
How to Access the Pay Small Small Program
To get started:
- Download the Radius app
- Register an account
- Tap More
- Select Study Abroad
- Navigate to Study Abroad Services
Applicants are required to pay a fully refundable commitment fee that covers application and visa processing.
After payment, users book a consultation call with a Radius advisor to discuss goals, build a plan, and receive a formal repayment offer.
Watch this video to learn more: https://youtu.be/CWqBF4VOn20?si=vkOXu58QHQDcTDC4
Frequently Asked Questions
How Many Schools Can I Apply to Using the Commitment Fee?
There is currently no limit. Radius encourages students to apply to multiple schools and countries to maximize their chances of success and to allow flexibility in choosing the best offer, including options with scholarships or graduate assistantships.
Is There an Amount to Pay?
Yes. Applicants must pay a refundable commitment fee to begin the process.
Do I Get a Refund if the Process Is Not Successful?
Yes. The commitment fee is refunded if the applicant is unsuccessful, provided the required documents are submitted and interviews are attended.
What Happens When I Pay the Commitment Fee?
After payment, Radius assigns a Success Advisor who manages the application process, including proof of funds. The student’s role is to promptly provide requested documents.
How Do I Initiate the Pay Small Small Process?
Download the Radius app, register, go to More, and select Study Abroad. The process is fully automated, and the app prompts users to book their introductory consultation after payment.
Does the Loan Cover Proof of Funds and Other Fees?
Yes. Funding covers everything, including proof of funds, visa costs, and even the cost of setting up a bank account to demonstrate financial capacity to immigration authorities. Only the commitment fee is required upfront.
Do I Need a Credit Score Check for Loan Application?
Yes. A credit check is required, but the main focus is on identifying chronic defaulters. Having no credit history is generally better than having a record of defaults, and positive informal repayment behavior is viewed favorably.
Final Thoughts
Radius has positioned itself as a trusted financial and study-abroad partner for international students. By combining banking, payments, funding, and advisory services into a single platform, Radius is simplifying the journey from application to arrival.
